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Latest 米切尔 Data Shows Continued Increase in Electric Vehicle Collision Claims

2024年3月7日
3 分钟阅读

The frequency of claims submitted for repairable electric vehicles (EVs) rose to its highest level in 2023, 在1结束这一年.97%在美国.S. 和2.86%在加拿大.

圣地亚哥，加利福尼亚.—米切尔, 亚博真人官方版APP下载 和 leading technology 和 information provider for the 财产 & 伤亡(P&C)索赔 和 碰撞修复 industries, today announced the publication of its latest trends report: 插入式:电动汽车碰撞洞察. This issue provides a year-over-year analysis of EV claims volume, which increased in 2023 by more than 40% in the U.S. 和加拿大.

“2023年是电动汽车创纪录的一年,瑞恩·曼德尔说, 米切尔的理赔执行主管. “Not only did the frequency of EV collision claims rise to historic levels but the U.S. 也超过了1.新电动汽车销量首次突破200万辆. 只要消费者的接受度保持强劲, EVs will continue to have a significant impact on the auto insurance industry—creating challenges for everything from underwriting to the delivery of proper 和 safe repairs.”

除了跟踪2023年的索赔量之外, the 米切尔 report compares EVs to automobiles with an internal combustion engine (ICE), 强调以下方面的差异:

  • 声称严重性去年，美国的平均严重程度.S. for repairable EVs was $6,018 compared to $4,696 for ICE alternatives, a difference of $1,322. This represents a year-over-year decrease of 5% for EVs 和 an increase of 3% for ICE vehicles. 在加拿大, 严重者罚款6美元,电动汽车是795美元，而不是5美元,122为ice供电选项, 从2022年到2023年跃升8%.
  • 车辆的复杂性: 适用于2020年及更新的碰撞损坏汽车, EV repairs were 50% more likely to include an operation associated with the sensors used in advanced driver assistance systems (ADAS) based on 2023 data than ICE vehicles—which also rely on ADAS.
  • 部件可修性: EVs are more likely to use parts made of lightweight materials, which can impact repairability. In 2023, on average only 12% of EV parts were repaired versus replaced. For ICE-powered options, the percentage of parts repaired was closer to 15%.
  • 建筑材料: EVs tend to be heavier than ICE automobiles due to the battery weight. That may be one reason why they had a higher frequency of air bag deployments (3.62%)高于ICE选项(2%).45%)，增加了维修成本.

The publication also details the top North American regions 和 vehicle models associated with EV collision claims in 2023.

如欲下载报告全文，请 访问米切尔网站. You can also subscribe to future issues or access previous reports online at www.米切尔.com/plugged-in.

关于米切尔国际

总部位于加州圣地亚哥.， 米切尔 International, Inc. delivers smart technology solutions 和 services to the auto insurance, 碰撞修复, 残疾和工人补偿市场. 通过深厚的行业专业知识, connections throughout the insurance ecosystem 和 advanced technology such as artificial intelligence 和 cloud-based solutions, 米切尔 enables its customers 和 clients to succeed in today’s ever-changing environment. 每个月, 米切尔 processes tens of millions of transactions for more than 300 insurance providers, 20,000个碰撞修理设施和70,000年药房. Its comprehensive solution 和 service portfolio empowers clients to restore lives after a challenging event.

米切尔, Genex 和 Coventry have aligned their joint industry expertise 和 advanced technology solutions to form Enlyte, 一个拥有近6个品牌的母品牌,000 associates committed to simplifying 和 optimizing property, casualty 和 disability claims processes 和 services.

For 碰撞修复 和 property 和 casualty updates 和 perspectives, follow us on LinkedIn 或X (@米切尔Repair 和 @米切尔Claims).