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Latest 米切尔 Data Shows Continued Increase in Electric Vehicle Collision Claims

2024年3月7日
3 分钟阅读

The frequency of claims submitted for repairable electric vehicles (EVs) rose to its highest level in 2023, 在1结束这一年.97%在美国.S. 和2.86%在加拿大.

圣地亚哥，加利福尼亚.—米切尔, 亚博真人官方版APP下载 和 leading technology 和 information provider for the 财产 & 伤亡(P&C)索赔 和 碰撞修复 industries, today announced the publication of its latest trends report: 插入式:电动汽车碰撞洞察. This issue provides a year-over-year analysis of EV claims volume, which increased in 2023 by more than 40% in the U.S. 和加拿大.

“2023 was a record year for electric vehicles,瑞恩·曼德尔说, 米切尔’s director of claims performance. “Not only did the frequency of EV collision claims rise to historic levels but the U.S. 也超过了1.2 million in new EV sales for the first time ever. As long as consumer adoption remains strong, EVs will continue to have a significant impact on the auto insurance industry—creating challenges for everything from underwriting to the delivery of proper 和 safe repairs.”

In addition to tracking 2023 claims volume, the 米切尔 report compares EVs to automobiles with an internal combustion engine (ICE), 强调以下方面的差异:

  • 声称严重性: Last year, average severity in the U.S. for repairable EVs was $6,018 compared to $4,696 for ICE alternatives, a difference of $1,322. This represents a year-over-year decrease of 5% for EVs 和 an increase of 3% for ICE vehicles. 在加拿大, 严重者罚款6美元,电动汽车是795美元，而不是5美元,122为ice供电选项, 从2022年到2023年跃升8%.
  • 车辆的复杂性: For 2020 和 newer collision-damaged automobiles, EV repairs were 50% more likely to include an operation associated with the sensors used in advanced driver assistance systems (ADAS) based on 2023 data than ICE vehicles—which also rely on ADAS.
  • 部件可修性: EVs are more likely to use parts made of lightweight materials, which can impact repairability. In 2023, on average only 12% of EV parts were repaired versus replaced. For ICE-powered options, the percentage of parts repaired was closer to 15%.
  • 建筑材料: EVs tend to be heavier than ICE automobiles due to the battery weight. That may be one reason why they had a higher frequency of air bag deployments (3.62%)高于ICE选项(2%).45%) last year, adding to repair costs.

The publication also details the top North American regions 和 vehicle models associated with EV collision claims in 2023.

如欲下载报告全文，请 访问米切尔网站. You can also subscribe to future issues or access previous reports online at www.米切尔.com/plugged-in.

关于米切尔国际

总部位于加州圣地亚哥.， 米切尔 International, Inc. delivers smart technology solutions 和 services to the auto insurance, 碰撞修复, disability 和 workers’ compensation markets. 通过深厚的行业专业知识, connections throughout the insurance ecosystem 和 advanced technology such as artificial intelligence 和 cloud-based solutions, 米切尔 enables its customers 和 clients to succeed in today’s ever-changing environment. 每个月, 米切尔 processes tens of millions of transactions for more than 300 insurance providers, 20,000 碰撞修复 facilities 和 70,000年药房. Its comprehensive solution 和 service portfolio empowers clients to restore lives after a challenging event.

米切尔, Genex 和 Coventry have aligned their joint industry expertise 和 advanced technology solutions to form Enlyte, 一个拥有近6个品牌的母品牌,000 associates committed to simplifying 和 optimizing property, casualty 和 disability claims processes 和 services.

For 碰撞修复 和 property 和 casualty updates 和 perspectives, follow us on LinkedIn 或X (@米切尔Repair 和 @米切尔Claims).